About Planyva
Clear, Canada-focused retirement education, so you can make confident decisions, step by step.
Explore the Core PlanWhy Planyva Exists
Canada’s retirement system can be hard to navigate, so many people end up piecing their plan together on their own.
In fact, 62.3% of paid workers aren’t covered by a workplace registered pension plan.
Source: Statistics Canada (2023)
What helps isn’t more information, it’s a clear order and a simple way to apply it.
Planyva brings structure to that DIY reality: a guided sequence, plain-language explanations, and practical next steps, so you can build a plan you actually understand and use.
We’re an education company, our role is to help you understand your options.
Our Values
Clarity
We turn complexity into simple, step-by-step explanations.
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Independence & Integrity
We teach first; independent guidance that helps you decide, without product recommendations.
Practical Action
Every module leads to a clear decision or next step.
Meet the Founders
Planyva started with a simple frustration: retirement planning in Canada is full of rules and tools, but very little guidance on what to do first, and how to turn it into a plan you can actually use.
From Toronto and Halifax, we built an education-first, independent approach that helps people move forward one step at a time.
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Danielle Vadius
Co-founder (Toronto)
When Danielle moved to Canada, retirement planning felt like learning a new language: new accounts, new rules, and too much jargon.
With a finance background (Université La Sorbonne, Paris) and experience as a financial advisor at a major Canadian insurance company and investment firm, she leads Planyva’s learning experience and retirement planning framework, turning complexity into step-by-step guidance in plain language.
Glen Carrigan
Co-founder (Halifax)
Glen has seen how often people delay planning, not because they don’t care, but because the process feels fragmented and unclear.
With a foundation in economics and marketing (Saint Mary’s University, Halifax) and deep training in financial planning and Canadian securities, he leads partnerships and helps shape the investment components of the product to keep the guidance practical and easy to apply.
Together, we combine financial expertise + practical education design to help you build a plan you can actually use.
Who We Built Planyva For
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People building a retirement plan in Canada, at any stage
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Newcomers learning how Canada’s retirement system works
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Anyone with Canadian work history who may retire elsewhere
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Self-directed planners who want structure before speaking with a professional
