No. Planyva is educational and teaches you the core building blocks of retirement planning in Canada. It is not personalized investment, tax, or legal advice, and we do not sell financial products or earn commissions. Many learners use Planyva to organize their numbers, clarify their options, and have more informed conversations with financial professionals.

You can move at your own pace. The program includes about 50 short lessons and quick knowledge checks, and you’ll have six months to complete it and use the Tracker as you go.

Yes. The program is built for Canada and includes guidance on key retirement building blocks like the Canada Pension Plan and Old Age Security, along with common Canadian account types such as a Registered Retirement Savings Plan and a Tax-Free Savings Account. It’s designed to keep the decisions, terminology, and examples Canada-relevant and easy to follow.

Yes. Many couples use the program together by comparing their retirement goals, income sources, and savings, then building one clearer picture of what they’re working toward. Some couples go through the lessons side by side and build one clearer picture of what they’re working toward.

You can start right away with estimates. If you want to be more precise, it helps to have: your current savings totals (by account type), an estimate of your monthly spending in retirement, and any pension or benefit information you already have. You can update your numbers anytime as you gather details.

When enrollment opens, you’ll get access through your course library. From there, you’ll see a link to the Retirement Readiness Tracker and can log in using the same email you used at checkout. Once logged in, you’ll be able to enter your numbers, save your progress, and download your Readiness Report.

Yes. Planyva is designed to help you understand Canada’s retirement system and build a clear plan based on what you’ve earned and saved in Canada so far. Many learners use it to make decisions about Canadian benefits and accounts, even if they arrived recently or plan to retire outside Canada later.

You’ll be the first to hear when enrollment opens for the 8 Steps Retirement Program. We’ll also send occasional updates about the program and what’s included.

This program is best suited to Canadians who want a structured, education-first way to understand retirement planning more clearly. It can be especially helpful if you want to connect spending, benefits, accounts, investing, withdrawals, and next steps in one place.