From retirement questions to a clear plan

Planyva is an education-first retirement program for Canadians. Learn in short lessons, save your numbers as you go, and turn retirement confusion into a written plan.

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Built for Canadians who want more clarity about retirement

Whether you’re building early, getting closer to retirement, or learning how the Canadian system works, Planyva helps you connect the pieces step by step.

Why retirement planning still feels fragmented

Many Canadians are saving, but they still do not feel fully on track.

The problem is rarely effort. More often, benefits, taxes, accounts, investing, and withdrawals are learned in pieces, not in one clear order.

Planyva is designed to connect those pieces into one practical path.

Start with the Foundation Course

This course gives fast clarity on three often-missed areas: your retirement number, government benefits and tax efficiency, and withdrawal planning.

Build Your Retirement Snapshot to see where you stand, spot your biggest gaps, and know what to focus on next.

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How it works

Learn the framework
Short lessons explain one key decision at a time, in plain language.
Save your numbers as you go
Use the Retirement Readiness Tracker to turn lessons into saved worksheets, not one-time calculator results.
Leave with next steps
Build a clearer baseline, spot the biggest gaps, and know what to focus on next.

What you build

Your Retirement Number

Turn spending into a practical retirement savings target.

Your Retirement Snapshot

Capture your key numbers and next steps in one place.

Your Readiness Report

See what is on track, is missing, and needs attention first.

A 90-Day Action Plan

Leave with focused next steps you can actually act on.

Learn the investing concepts that shape retirement

The full 8 Steps program goes deeper into the investing topics many Canadians want to understand more clearly, including diversification, asset allocation, retirement risk, and fees.

You’ll learn:

How an Investment Policy Statement, or IPS works
How investments are commonly combined
How investing approaches differ
How funds and fees compare

The goal is to help you understand the trade-offs and ask better questions.

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A tracker that saves your work

Most calculators give you a number and leave you there.

The Retirement Readiness Tracker is different.

It helps you enter your budget, expected benefits, and key planning inputs in one place, so your numbers stay organized and easy to update over time.

Set your retirement budget. Add benefits and pensions. See your retirement number.

Who’s Behind Planyva

Planyva was built to make retirement planning in Canada clearer and easier to act on.

We focus on independent education in plain language, without product sales or commissions.

Read our Story

Ready to connect the pieces?

Start with the Foundation Course for fast clarity, or join the waitlist for the full 8 Steps program.

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Join the 8 Steps Waitlist